Sorry, I'd have to disagree with you on a couple of points there.
Keywords in URL's are major plus in SEO.....
Hence why people snap up all the major domain names .... If they were not important, then say I had a cake business, and the keywords I was targeting was fairry cakes, california ... I would initially look for
http://www.fairycakes.com or
http://www.fairycakescalifornia.com right?
I wouldn't look for
http://www.websitenamemakesnodifference.com and just throw a blog in it resulting in
http://www.websitenamemakesnodifference ... ornia.html ...
Wouldn't it be better for me to have
http://www.fairycakes.com/california/1/ ... ornia.html
This way I'd not only have the URL covered, but I indeed have it overwhelmed .... Giving me that little extra edge over the competition.....Have a little search in Google ... See how they like to highlight in bold the exact keywords in URL's that you are searching for ...
If URL's were not important, then why do major keyworded URL's sell for ridiculous money? ... It's like a number plate on your car I guess .... Sure, it doesn't matter if you are a lawyer and you have a standard plate, but wouldn't a number plate saying LAW 1 grab peoples attention? Bad analogy I know, but you get my drift.
I agree, search engines don't try and guess URL's ... However, if your site is optimised (on-site, backlinks, titles, keyword density and so forth) and you have the small added strength of having keywords in a URL, then you'll feature higher, even if it is just slightly ...
I'd say you're spot on with 99.85 percent of people do not guess URL's (unless of course they're looking for a celebrity or something specific... Hence why Google have the I'm Feeling Lucky button).... But if I'm looking for fairy cakes in california, I find a website that has that exact name ... What are the chances I'm going to click on the website with the exact phrase I was searching? Pretty high I would say .... Moreso than if I saw a result like
http://www.fubar.com/BlogCategory/1/44/fairy-cakes.php .. For all I know this could be a website that has a guy just saying how much he likes fairy cakes ..... Wheras I k'm pretty sure the people at fairycakes.com specialise in them...
I wasn't just looking to improve the SEO for Google, I was also looking to improve it for searchers .... I want them to click on my site ranked at number 5 before they click on the very top link if I can .... At least until of course I hit the top
To sum up, no, it doesn't need it ... But I never said it needed it, I just said it would be much nicer if it were in place ....